With everything that's gone on in 2020 lots of people are having to be extra careful with what they are and aren't spending their money on. I've always been really careful with what I do with my money, making sure that I'm spreading my risk, and also trying to stay on top of what I do with it so that I can make the most of it! This post is my Top 5 Personal Finance Apps that I'm using at the moment to help me with this! Emma is your personal banking friend. You can input your bank details, credit cards into the app and it keeps tabs on where everything is and what you are doing with it. It reminds you when you've got money going out, where you…